Can I withdraw my Market Trust funds at any time?

You can make withdrawals from your selected investment portfolio at any time. An early withdrawal from the guaranteed interest rate product has additional surrender charges and/or IRS tax penalties.²

If you choose to make withdrawals from the guaranteed interest rate product allocation before the end of the 5-year term, the issuer will apply withdrawal or surrender charges to the amount withdrawn and may also apply a market value adjustment which may increase or decrease the amount withdrawn. If you are under age 59 ½, the withdrawal will also be subject to a 10% federal excise tax on the portion of the withdrawal representing interest.

Important note: Any amounts withdrawn from the guaranteed interest rate product will reduce the interest you will earn over the 5-year term and, therefore, your initial deposit may not be fully protected following any withdrawals.

For more information, please contact Save customer support.