The Market Savings program is very similar to a Fixed Indexed Annuity, except for a couple of things, which are listed in the chart below.
|Features||Market Savings||Fixed Indexed Annuity|
|Term Length||1- and 5-year terms||Usually >5-year terms|
|Fees Charged||Save charges a 0.35% fee only when there is a return above 0.35%.||Fees up to 5% upfront|
|Tax efficient investments2||Yes||Yes|