The approval process for your Wealth Card includes a review of your credit report as provided by Equifax.
If you believe there is an error on your credit report, you may be able to dispute this error directly with the credit reporting agency.
The approval process for your Wealth Card includes a review of your credit report as provided by Equifax.
You may choose to send your letter of dispute to credit reporting companies by certified mail and ask for a return receipt so that you will have a record that your letter was received.
Information the credit reporting agency needs:
-
-
Contact information for you including complete name, address, and telephone number.
-
A report confirmation number, if available.
-
Clearly identify each mistake, such as an account number for any account you may be disputing.
-
Explain why you are disputing the information.
-
Request that the information is removed or corrected.
-
Enclose a copy of the portion of your credit report that contains the disputed items and circle or highlight the disputed items. You should include copies (not originals) of documents that support your position.
-
You can contact the nationwide credit reporting companies online, by mail, or by phone:
Equifax
Online: www.equifax.com/personal/credit-report-services/credit-dispute/
By mail: Download the dispute form here.
Mail the dispute form with your letter to:
Equifax Information Services LLC
P.O. Box 740256
Atlanta, GA 30348
By phone: Phone number provided on credit report or (866) 349-5191.