When Save® makes an investment in connection to your Wealth Card spending or Market Savings program, Save is able to invest on your behalf with no extra cost to you.
For the Wealth Card, we use the interchange fee typically charged by card providers to merchants when processing credit transactions to help fund our investment. We don't pocket this fee for ourselves but rather use it for you to provide a savings opportunity.
For the Market Savings investments, we utilize the economic value of our customers' accounts, but not their accounts' principal itself. That economic value could be due to the interest that the customer forgoes.
These external revenues to the customers' savings/spending are used to finance the investment and ensure it doesn't lose value.